The Crucial Importance of Not Providing a Statement to the Insurance Adjuster After a Crash
When you're involved in a car accident, the immediate aftermath can feel overwhelming. Among the flurry of events - contacting law enforcement, ensuring everyone's safety, assessing damage, and dealing with the stress of it all - you might also receive a call from an insurance adjuster. At Tucker Law, we are committed to providing the public with essential advice based on our extensive experience as accident attorneys. We have one significant piece of advice we'd like to share today: Do not give a statement to the insurance adjuster after a crash! Insurance adjusters might seem friendly and concerned about your well-being, but remember, they work for the insurance company, not you. Their primary role is to minimize the amount their company will have to pay out in claims. They may ask about your driving record, who you live with, or how you are feeling. All things that insurance companies can try to use against you later to avoid paying money. Here's other reasons why you should avoid giving them a statement right after the accident. The Danger of Early Statements When you're still in shock or possibly injured, you might not have a clear understanding of the accident. Your statement at this point might not reflect the reality of the situation. If you say something in error, the insurance company can use it against you to reduce your compensation or even deny your claim altogether. The Risk of Misinterpretation Insurance adjusters are skilled in asking leading or confusing questions. In the chaos and stress post-accident, you might inadvertently agree to something that isn't accurate. It's crucial to have an experienced accident attorney by your side, guiding you through these potentially problematic interactions. Protecting Your Rights [...]