Personal Injury

Prioritize your health and seek medical attention as soon as possible after a car crash. Visiting the emergency room (ER) can be overwhelming, especially if you're already dealing with the physical and emotional fallout from the accident. But not going to the ER can effect the way insurance companies pay after a crash. Here are 10 things you should know about going to the ER after a car accident: Get checked out, even if you don't think you're seriously injured. It's not uncommon for people to feel fine immediately after an accident, only to experience pain and discomfort later on. It's better to be safe and get checked out by a medical professional to make sure you're okay. Bring your insurance information with you. When you arrive at the ER, you'll need to provide your insurance information to cover the cost of your treatment. Make sure you have your insurance card and any other necessary documents with you when you go to the ER. Follow the triage process. When you arrive at the ER, you'll be assessed by a triage nurse who will determine the severity of your injuries and the order in which you'll be seen by a doctor. It's important to be patient and follow the triage process, as it's in place to ensure that those with the most serious injuries are seen first. Expect a wait. The ER can be a busy place, and you may have to wait a while to be seen by a doctor. Try to stay calm and bring something to pass the time, such as a book or a phone with some games or movies. Don't hesitate to ask for pain medication. If you're in pain, don't [...]

Car accidents can be stressful and confusing, but the situation can become even more complicated when a leased car is involved.  If you're interested in a car accident while driving a leased car, it's important to understand your rights and responsibilities. First and foremost, it's essential to remember that you are still responsible for the car while it's in your possession, even if you don't own it outright.  This means that you are responsible for any damage to the vehicle, whether it was your fault or not. If another driver caused the accident, you'd need to file a claim with their insurance company.  However, if the accident was your fault, you'll need to file a claim with your insurance company and pay for any out-of-pocket damages unless you have a collision coverage policy. It's also important to notify the leasing company as soon as possible after the accident.  They will likely have specific requirements for reporting accidents and damages, and failure to follow these requirements could result in additional charges or even the termination of your lease. Sometimes, the leasing company may require you to pay for any damages upfront and then seek reimbursement from the other driver's insurance company. Therefore, keeping good records and documentation of all communication and expenses related to the accident is essential. It's also worth noting that, depending on the terms of your lease, you may be required to carry higher insurance coverage.  This is because leased cars are typically more expensive to repair or replace than owned cars, so the leasing company wants to ensure that they are fully protected in the event of an accident. In summary, car accidents involving leased cars can be complex, but it's important [...]