A car accident can turn your world upside down in a matter of seconds. The impact goes beyond just the collision; it cascades into a torrent of calls, claims, and sometimes, legal complexities. For Floridians, understanding how to navigate the claims process after a car accident is crucial. So, don’t just lawyer up, Tucker Up! I am an experienced accident attorney for the firm, and I’m here to guide you through this maze.
The Immediate Aftermath: First Steps
Safety First
Immediately after an accident, assess your safety and the safety of others. Move to a safe location if possible and call 911.
Gather Evidence
Use your phone to take photos of the accident scene, the vehicles involved, and any visible injuries. These will be invaluable when you’re making your claim. Otherwise, you may find that evidence vanishes over time.
Exchange Information
Exchange names, addresses, and insurance details with the other driver. Also, note down the contact information of any witnesses.
File a Police Report
In Florida, if there are injuries, death, or property damage exceeding $500, you must file a police report. This becomes a critical piece of evidence in your claims process.
Report the Accident to Your Insurance
Let your lawyer contact your insurance company as soon as possible to report the accident. Failure to do so within a reasonable time may jeopardize your claim. It is always best to let an experienced attorney with our firm contact the insurance company on your behalf. Remember, any statement you make can be used as evidence against you later.
Understanding Florida’s No-Fault Law
Florida follows a no-fault insurance system, which means that your own insurance company will pay for your medical bills and lost wages up to a certain amount, regardless of who was at fault. However, if injuries are severe, you may step outside this no-fault system and file a claim against the other driver.
The Claims Process: A Snapshot
- Initial Investigation: Your insurance company will begin an initial investigation. They may request for additional documentation, like medical records or proof of lost wages.
- Property Damage Assessment: An adjuster will evaluate the damages to your vehicle.
- Medical Examination: In some cases, you may be required to undergo a medical evaluation.
- Settlement Offer: After all evaluations, the insurance company will make a settlement offer.
- Negotiation: This is where an attorney with the firm can help you. We will negotiate with the insurance company to make sure you get what you deserve. Remember, the statute of limitations in Florida is now two years, not four, so don’t wait too long to seek legal advice.
When to Contact an Attorney
Navigating the claims process on your own can be overwhelming. When there’s more at stake than just a minor fender-bender, it’s wise to consult an attorney with the firm. Our Tucker Law Guarantee of “Win or it’s Free” stands as a testament to our commitment to your case.
The Tucker Up Advantage
Located in Fort Lauderdale, Tucker Law serves the entire state of Florida with diligence and experience. Our commitment to your win is not just a tagline; it’s our mission. Reach out to us at 1-800-TUCKERWINS to go for your win. It’s just that simple.
Remember, in the unsettling times following an accident, you don’t have to go it alone. Tucker Up!
