In today’s world of technological advancements and on-demand services, ridesharing apps like Uber and Lyft have revolutionized the way we travel. However, with this convenience comes a new category of road risks.  And rideshare accidents are more dangerous than you think. At Tucker Law, we understand the complexities that come with accidents involving rideshare drivers. If you’re wondering, “What happens if an Uber or Lyft driver hits my car in Florida?” – we’re here to guide you through the legal maze.

In the event of a collision with a ridesharing vehicle, who’s held accountable? Is it the driver, or does the responsibility fall on the giant corporations that are Uber or Lyft? The answer to these questions can be intricate as it depends largely on the driver’s status at the time of the accident.

Both Uber and Lyft provide insurance coverage for their drivers, but its applicability varies based on three key phases:

  1. Offline or App Off: If the driver is not logged into the ridesharing app at the time of the accident, the driver’s personal insurance is generally responsible for any damages caused.
  2. App On, No Passenger Matched (Available Phase): If the driver is logged into the app but hasn’t accepted a ride request, both Uber and Lyft provide liability coverage, but it’s typically limited.
  3. Ride Accepted or Passenger in Vehicle: From the moment a driver accepts a ride request until the passenger is dropped off, both Uber and Lyft offer a $1 million liability coverage policy.

While these guidelines appear straightforward, they often play out differently in real-life scenarios. The rideshare companies, equipped with high-powered legal teams, may dispute the driver’s phase at the time of the accident or the extent of the damages, making it challenging for victims to receive the compensation they deserve.

At Tucker Law, we’re not daunted by these challenges. As experienced accident attorneys, we’ve got the expertise and tenacity to go toe-to-toe with these big corporations. We thoroughly investigate the accident, collect necessary evidence, liaise with insurance companies, and, if required, take the fight to the court to ensure you receive rightful compensation.

Time is of the essence in such cases. Florida law gives you four years from the date of the accident to file a personal injury lawsuit. But the sooner you start, the better your chances of preserving essential evidence and witness testimonies.

If you find yourself in a situation where your car has been hit by an Uber or Lyft driver, don’t navigate the legal labyrinth alone. Call us at 1-800-TuckerWins to set up a free consultation with our experienced accident attorneys. At Tucker Law, we’re not just lawyers, we’re your advocates, fighting to ensure you get the justice you deserve.


Got hit by an Uber or Lyft driver? Tucker Law is here to help you hit back. Call us at 1-800-TuckerWins. Because we fight to win!


At Tucker Law, your fight is our fight. Reach out to us at 1-800-TuckerWins and let us drive your case towards victory.