A car accident brings about an assortment of harms. That may include physical wounds and injuries, scarring, lost wages, and vehicle harm. Car crashes can fundamentally affect your life, regardless of whether you didn’t support physical wounds. Even when injuries are severe, the most frustrating part of a crash tends to be the loss of your vehicle. In Florida, everything is spaced far apart. Whether its getting work, doctor’s appointments, getting groceries, or simply picking your kids up from school, you need a vehicle.
Being without your vehicle for even just a couple of days can be awful. Without a vehicle, it very well may be hard to get back to work and care for your family. Thus, you need a rental vehicle while your vehicle is getting fixed. If you wish to go through the other party’s insurance, we must be able to demonstrate that the other driver or drivers is at fault in the crash.
Getting A Rental Car When the Other Driver is at Fault
When the other driver caused the accident, the driver’s collision coverage will pay for a rental vehicle while your vehicle is in the shop. In some cases, you will pay out of pocket and be reimbursed whereas others the insurance company will pay for the rental from start to finish. It is very important not to keep the rental after your vehicle is fixed or totaled out because you may be responsible for extra rental days.
The rental vehicle should be equivalent model to your vehicle. If you are driving a Lamborghini, the insurance company cannot give you a Honda. More realistically, if you were driving an SUV, the insurance company should put you in an SUV.
You are Still Responsible for Any Damage to the Rental Car
Despite the fact that the insurance agency for the other driver might be paying the vehicle rental charge, you are liable for any harm to the rental vehicle. On the off chance that you are engaged with another crash while driving the rental vehicle, you are liable for the rental car damage.
Regardless of whether another driver caused the accident, the rental car company will go after you for the damage. Thus, it is your obligation, and not the at fault driver of the original car accident, to pay for damages to the rental vehicle.
Do I Need Car Rental Insurance?
The vehicle rental car company may offer vehicle rental protection. The insurance company for the original car accident is not going to give you vehicle rental protection. Thus, we always recommend paying for additional insurance coverage.
Therefore, you may want to ask your insurance company the following:
- Does my Florida car accident insurance include rental coverage?
- What deductibles or other costs would I need to pay in a rental car accident?
Your insurance company can clarify the different kinds of inclusion, what you should pay, and inform you with respect to any extra protection inclusion you might need to buy while renting a rental car.
Would I be able to Get a Rental Car If I Caused the Accident?
If the at fault’s insurance carrier won’t pay for your rental, then you may have to go through your own insurance. Your car insurance will only cover your rental if you purchased this coverage. Check with your insurance company right away, even if you intend to go through the at fault parties’ insurance.
Your protection strategy may cover a rental vehicle while your vehicle is being fixed. Most arrangements that incorporate crash and far reaching inclusion incorporate rental vehicle inclusion. On the off chance that you are uncertain, check with your insurance carrier now as opposed to holding up until you may require the inclusion.
What Happens if the Other Driver’s Insurance Company Blames You?
Despite the fact that a driver may have caused a mishap, the insurance agency may deny inclusion. Insurance companies protect the person that paid for the policy. If the insured convinces the insurance company that they are not responsible, the insurance company may deny the claim and reject paying for the rental.
In that case, our firm will help seek damages not just for your personal injuries, but also seek damages for your vehicle.
Would it be advisable for me to See a Doctor After a Car Accident?
It is consistently a smart thought to be checked by a doctor after an auto crash. Some injuries take time to surface. Postponements in clinical treatment are frequently utilized by insurance companies to deny or underestimate claims. Insurance companies believe that if you don’t run to the doctor, they can convince a jury that you aren’t injured.
You may not be certain if an injury after an accident is a sign of a genuine permanent physical impairment. And sometimes the pain doesn’t start until days or weeks after the crash. In any case, getting looked at by a doctor protects you and prevents the non-sense games that insurance companies play.
Free Case Consultation
If you have been injured in a car accident and need to discuss your rental car, call 1-800-TUCKERWINS to learn more about your rights.
